.apply-hero {
  padding-bottom: 68px;
}

.apply-section {
  background: #f8fbfc;
}

.apply-intro {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  align-items: end;
  gap: 70px;
  margin-bottom: 38px;
}

.apply-intro h2 {
  margin: 12px 0 0;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.2rem, 4vw, 3.7rem);
  font-weight: 500;
  line-height: 1.08;
}

.apply-intro p {
  margin: 0;
  color: var(--muted);
  font-size: 1.05rem;
}

.apply-intro a,
.apply-privacy a {
  color: var(--ocean);
  font-weight: 750;
}

.apply-form-card {
  min-height: 360px;
  padding: clamp(20px, 4vw, 46px);
  border: 1px solid #dbe7eb;
  border-radius: 24px;
  background: #fff;
  box-shadow: var(--shadow);
}

.apply-form-card #apply-now-main,
.apply-form-card #apply-now-content {
  width: 100%;
}

.apply-privacy {
  max-width: 850px;
  margin: 24px auto 0;
  color: var(--muted);
  font-size: .92rem;
  text-align: center;
}

@media (max-width: 980px) {
  .apply-intro {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

@media (max-width: 640px) {
  .apply-form-card {
    padding: 18px 12px;
    border-radius: 18px;
  }
}